Major Regulatory Indicators of Commercial Banking institutions as of Q3-2012

 

 

                                                                                             RMB100 million;   %

 

Time

2012

Item

Q1

Q2

Q3

Q4

1.Credit Risk Indicator

 

NPLs

4333

4229

 4078

4279

of which:  Substandard

1665

1663

1536

1725

Doubtful

2004

1910

1867

1883

Loss

663

656

675

670

NPL Ratio

1.1%

1.0%

0.9%

1.0%

of which:  Substandard

0.4%

0.4%

0.4%

0.4%

Doubtful

0.5%

0.5%

0.4%

0.4%

Loss

0.2%

0.2%

0.2%

0.2%

Provision

9973

10526

11038

11898

Provision Coverage Ratio

230.2%

248.9%

270.7%

278.1%

2. Liquidity Indicator

 

Liquidity Ratio

41.3%

42.0%

42.8%

43.2%

Loan-Deposit Ratio

64.1%

64.0%

65.3%

64.9%

RMB Excess Reserve Rate

3.0%

2.8%

3.1%

3.1%

3. Profit Indicator

 

Net ProfitCurrent Year Accumulative

2635

5346

8173*

10412

Profit to Asset Ratio

1.4%

1.4%

1.4%

1.3%

Profit to Capital Ratio

22. 4%

22.6%

22.1%

20.4%

NIM

2.6%

2.7%

2.7%

2.7%

NOINAC

20.8%

20.7%

20.1%

19.3%

CIR

29.6%

30.4%

30.5%

33.4%

4. CAR Indicator

 

Core Capital

45534

48085

50732

53367

Supplementary Capital

10781

12441

12611

14418

Capital Deduction Item

3238

3268

3570

3735

Balance-sheet  Risk-Weighted Capital

387029

405267

415867

431421

Off-balance-sheet Risk-Weighted Capital

57990

60555

65562

68819

Market Risk Capital Charge

274

293

301

296

Capital Adequacy Ratio

11.8%

12.2%

12.3%

12.7%

Core Capital Adequacy Ratio

9.8%

9.9%

10.1%

10.2%

5. Market Risk Indicator

 

Accumulative Foreign Exchange exposure position ratio

5.8%

5.8%

5.1%

4.6%

6. NPL Institutional Indicator

 

 

 

 

 

 

RMB100 million;  %

Time

2012

Q1

Q2

Q3

Q4

Institutions

NPLs

NPL Ratio

NPLs

NPL Ratio

NPLs

NPL Ratio

NPLs

NPL Ratio

Commercial banks

4333

1.1%

4229

1.0%

4078

0.9%

4279

1.0%

SOCBs

3100

1.2%

3030

1.1%

2879

1.1%

2996

1.1%

JSCBs

552

0.7%

530

0.6%

531

0.6%

563

0.6%

City Commercial Banks

333

0.9%

326

0.8%

330

0.8%

339

0.8%

Rural Commercial Banks

299

1.8%

299

1.7%

297

1.6%

341

1.6%

Foreign Banks

49

0.5%

44

0.5%

40

0.4%

40

0.4%

 

 

 

atts:
注释表.xls



Copyright: China Banking Regulatory Commission
ADDR:Jia N0.15 Financial Street, Xicheng District, Beijing, 100033