Major Supervisory Indicators of Commercial Banking Institutions as of Q1-2014

 

 

 

 

RMB100 million; %

Q1

Q2

Q3

Q4

1. Credit Risk Indicators

 

      Pass

599671

 

 

 

      Special mention

15553

 

 

 

      NPL balance

6461

 

 

 

      Among whichSubstandard

2832

 

 

 

            Doubtful

2788

 

 

 

            Loss

840

 

 

 

      Pass ratio

96.46%

 

 

 

      Special mention ratio

2.50%

 

 

 

      NPL ratio

1.04%

 

 

 

      Among whichSubstandard

0.46%

 

 

 

            Doubtful

0.45%

 

 

 

            Loss

0.14%

 

 

 

      Provision

17680

 

 

 

      Provision Coverage Ratio

273.66%

 

 

 

      Loan to provision ratio

2.84%

 

 

 

2. Liquidity Indicators

 

      Liquidity Ratio

46.29%

 

 

 

      Loan-Deposit Ratio

65.89%

 

 

 

      RMB Excess Reserves Rate

2.53%

 

 

 

3. Performance Indicators

 

    Net ProfitCurrent Year Accumulative

4276*

 

 

 

      ROA

1.40%

 

 

 

      ROE

20.80%

 

 

 

      NIM

2.58%

 

 

 

      NOINAC

24.38%

 

 

 

      CIR

27.81%

 

 

 

4. Capital Adequacy Indicators

 

      Net Core Tier 1 Capital

80738

 

 

 

      Net Tier 1 Capital

80738

 

 

 

      Net Capital

97590

 

 

 

      Credit Risk-Weighted Capital

738124

 

 

 

      Market Risk-Weighted Capital

6939

 

 

 

      Operational Risk-Weighted Capital

59289

 

 

 

      Core Tier 1 Capital Adequacy Ratio

10.04%

 

 

 

      Tier 1 Capital Adequacy Ratio

10.04%

 

 

 

      Capital Adequacy Ratio

12.13%

 

 

 

5. Market Risk Indicators

 

      Accumulative Foreign Exchange Exposure Position Ratio

4.04%

 

 

 

 

Note: * refers to the accumulated net profit for Q1 2014.

 

atts:



Copyright: China Banking Regulatory Commission
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