Major Supervisory Indicators of Commercial Banking Institutions as of Q1-2013

 

 

                                                                                             RMB100 million;   %

 

Time

2013

 

Item

Q1

Q2

Q3

Q4

 

1. Credit Risk Indicators

 

 

NPLs

5265

5395

 

 

of which:  Substandard

2242

2335

 

 

Doubtful

2379

2413

 

 

Loss

643

648

 

 

NPL Ratio

0.96%

0.96%

 

 

of which:  Substandard

0.41%

0.42%

 

 

Doubtful

0.44%

0.43%

 

 

Loss

0.12%

0.12%

 

 

Provision

15370

15781

 

 

Provision Coverage Ratio

291.95%

292.50%

 

 

2. Liquidity Indicators

 

 

Liquidity Ratio

45.36%

43.68%

 

 

Loan-Deposit Ratio

64.68%

65.17%

 

 

RMB Excess Reserves Rate

2.58%

2.63%

 

 

3. Performance Indicators

 

 

Net ProfitCurrent Year Accumulative

3688

7531*

 

 

ROA

1.37%

1.38%

 

 

ROE

21.00%

21.19%

 

 

NIM

2.57%

2.59%

 

 

NOINAC

23.84%

23.73%

 

 

CIR

29.18%

29.44%

 

 

4. Capital Adequacy Indicators

 

 

Net Capital

85855

70366

 

 

Net Tier 1 Capital

68847

70366

 

 

Net Core Tier 1 Capital

68847

87450

 

 

Credit  Risk-Weighted Capital

643351

658238

 

 

Market Risk-Weighted Capital

6254

6658

 

 

Operational Risk-Weighted Capital

49492

49625

 

 

Capital Adequacy Ratio

12.28%

9.85%

 

 

Tier 1 Capital Adequacy Ratio

9.85%

9.85%

 

 

Core Tier 1 Capital Adequacy Ratio

9.85%

12.24%

 

 

5. Market Risk Indicators

 

 

Accumulative Foreign Exchange Exposure Position Ratio

3.77%

4.24%

 

 

6. NPLs by Institutions

 

 

 

 

 

 

RMB100 million;  %

 

Time

 

Q1

Q2

Q3

Q4

 

Institutions

NPLs

NPL Ratio

NPLs

NPL Ratio

NPLs

NPL Ratio

NPLs

NPL Ratio

 

Commercial banks

5265

0.96%

5395

0.96%

 

 

 

SOCBs

3241

0.98%

3254

0.97%

 

 

 

JSCBs

896

0.77%

956

0.80%

 

 

 

City Commercial Banks

454

0.83%

496

0.86%

 

 

 

Rural Commercial Banks

612

1.73%

625

1.63%

 

 

 

Foreign Banks

62

0.59%

63

0.60%

 

 

 

 

 

 

 

 

atts:



Copyright: China Banking Regulatory Commission
ADDR:Jia N0.15 Financial Street, Xicheng District, Beijing, 100033