Provision of Commercial Banks as of end-2009
%
 
End of 2008
Year 2009
End of Q1
End of Q2
End of Q3
End of Q4
Provision coverage ratio
116.4
123.9
 134.3
144.1 
 155.0
      Note:
1.      The commercial banks include the state-owned commercial banks, joint-stock commercial banks, city commercial banks, rural commercial banks and foreign banks. The major commercial banks include the state-owned commercial banks (SOCBs) and the joint stock commercial banks (JSCBs). The SOCBs include the Industrial and Commercial Bank of China (ICBC), the Agricultural Bank of China (ABC), the Bank of China (BOC), the China Construction Bank (CCB) and Bank of Communications (BOCOM). The JSCBs include CITIC Industrial Bank, Everbright Bank of China, Huaxia Bank, Guangdong Development Bank, Shenzhen Development Bank, China Merchants Bank, Shanghai Pudong Development Bank, Industrial Bank, China Minsheng Banking Co. , Evergrowing Bank, China Zheshang Bank and China Bohai Bank.
2.       Provision coverage ratioloan losses and impairment reservesNPL×100%.
 
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